Tools / Australian Finance Tools
Australian Finance Tools
Free calculators built specifically for Australians — tax rates, HECS thresholds, franking credits, super rules and more. All 100% free, no account required.
Salary & Tax Planner
PAYG tax, HECS repayments, Medicare Levy, super contributions & salary sacrifice — all in one.
Dividend Income Tracker
Track ASX dividends, calculate franking credits and estimate tax on your dividend income.
Property Investment Cashflow
Rental yield, negative gearing benefits, depreciation and after-tax cashflow projections.
FIRE Calculator Australia
Calculate your Financial Independence number, years to retire early, and safe withdrawal rate.
Superannuation Optimizer
Optimize concessional contributions, compare tax savings, and project your super balance.
GST & BAS Tracker
Track GST collected and paid, calculate your quarterly BAS liability, and manage tax reserves.
Tradie Financial Dashboard
Estimate daily rates, tax reserves, GST obligations and net take-home for tradies.
Mortgage Repayment Optimizer
Model extra repayments, offset account savings, and refinancing scenarios side-by-side.
ASX Dividend Calendar
Browse upcoming ASX dividend dates, yields and franking percentages for major stocks.
HECS/HELP Repayment Planner
Calculate your annual HECS repayments, debt payoff date and salary impact year by year.
All calculators use 2024–25 Australian Tax Office rates. Always consult a registered financial adviser for personal advice.